Privacy Policy

FUTURE PROOF APPROACH LIMITED takes the protection of your personal data very seriously and strictly abide by the regulations of the New Zealand Privacy Act. Personal data will only be collected to an extent that is technically required. In no case this data will be sold or passed on to third parties without your consent. The following declaration gives you on overview on how this protection is guaranteed and which kind of data is collected for which purposes.


Collection, processing and passing on of personal data

In principle you can visit our website without leaving any personal data. Personal data is only collected if you give it voluntarily, e.g.:

  • When you open a support ticket on our website.
  • When you place an order in our web shop.
  • When you create a CardlessLoyalty account for using with these respective web applications, respectively.
  • When registering for our newsletter.


Consent and use of data only for the purpose stated

When entering personal or business-related data (e-mail addresses, names, addresses, phone numbers etc), the disclosure of the data takes place on a completely voluntary basis. By entering the data you give your consent to the collection, processing and use of the same for purposes of establishing contact, processing of orders, for advertising and for the protection of our own legitimate business interests with regard to advising and supporting our customers and prospects. A collection, processing and use for any other purposes does not take place. This consent can be revoked with effect for the future at any time. A passing on of your data will not take place unless you explicitly wish so.


Anonymous collection of data on our website

Your browser transmits information which is automatically collected and saved in the server log files of FUTURE PROOF APPROACH LIMITED. This is e.g.

  • type/version of the browser used operating system
  • referrer URL (the previously visited website)
  • host name of the accessing computer (IP address)
  • time of the server request

This data is not associated by the FUTURE PROOF APPROACH LIMITED servers with specific persons. A merging of this data with other data sources is not carried out, the data will be deleted after a statistical analysis.



Our websites use so-called cookies in several places. They help make our service more user-friendly, effective and secure. Cookies are small text files which are put on your computer and saved by your browser. Most of the cookies used by us are "session cookies" which will be deleted after your visit. Cookies do not cause any damage on your computer and do not contain any viruses.


Right to information

You are entitled to request information as to which data is stored concerning your person, its origin, its recipients as well as the purpose of the storage.

In addition you have a right to have your personal data corrected, blocked and deleted in accordance with legal regulations.



The FUTURE PROOF APPROACH LIMITED has sophisticated technical and organizational measures in place to protect the data provided to us against accidental or premeditated manipulation, loss, destruction and access by unauthorized persons.


Personal Data Use in out CadLess Loyalty Customer App

Using the Customer app requires registration with a verified email address and a First Name as minimum. For further identification we also give option to specify the Last Name and a mobile number for our customers. This data is stored and used for identification of our customers when using our services.


Location Information Privacy, CardLess Loyalty Shop App

The CardLess Loyalty Shop App is not processing or storing any location information of the shop device running the Shop App, however the app requires access to fine location permission while using the app to be able to run Bluetooth scanning required for our services.


Location Information Privacy, CardLess Loyalty Customer App

The CardLess Loyalty Customer App is using location services to provide the list of near by stores for the end customer and also a map representation of the near by store location. We are processing this location data in the transaction without storing it. The app also needs location permission to use the Bluetooth BLE services for our patent pending effortless and secure BLE one touch authentication.


Newsletter Subscription

Our newsletters can be unsubscribed at any time. There is a link at the end of each newsletter (footer) which points to our website. Users can unsubscribe from all newsletters. Alternatively they can manage their newsletter data, for e.g. change the E-Mail address.


Additional information

Your trust is important to us. Therefore, we will answer all of your inquiries regarding the processing of your personal data. If you have any questions which are not answered in this data protection declaration or if you wish to have more in-depth information on a certain issue, please feel free to contact us via at any time.


Delete Account

You can request your account deletion by signing into the CardLess Loyalty app and select the delete account option from the menu. Your account will be deleted with your personal information. Your transactions will be kept in reporting and store data for accounting purposes.